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Dubord Brokers specializes in hard to place loans, unsecured personal loans, business loans, consolidate debts or for a 1st, 2nd, 3rd home, commercial or marine mortgages including credit line for Montreal, Quebec, Canada. |
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Today, mortgages are offered with a variety of options, and Dubord Brokers will help you choose the mortgage that best suits your personal needs and budget. Buying a home is one of life's biggest decisions, and getting the right financing puts you one step closer to obtaining your dream home. Dubord Brokers will: |
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Deal with more than 22 different lending institutions to find the right financing for you. |
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Deal with your Mortgage Lender, providing them with all the necessary information |
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Pre-approve you for your mortgage |
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Ensure your financing is complete and sent to the Notary |
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Ensure you receive the best rates available |
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Make sure to save your time and money |
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Keep you posted on the latest information about your financing and mortgage rates |
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Be by your side for years to come |
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Our philosophy
At Dubord Brokers, our goal is to find the right mortgage and financing products for you. We have access to more than 22 different financial institutions, thus are able to offer a wide variety of products and services, including searching hundreds of mortgage products in the marketplace. Our mission is to help you find the right product to match your financial goals, and make your dream home possible. |
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Want to talk with a Dubord Consultant first call now at 514-484-7677. |
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Apply for your mortgage pre-approval online by clicking here. |
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What are the eligibility requirements and how do I apply? |
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To qualify for a Personal Loan, you must meet the following criteria: |
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You must be twenty one (21) years of age or older. |
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You must not be currently in Bankruptcy status |
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You must be working full-time |
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You must have an active phone at which we can reach you |
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You must have direct deposit |
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You must not have more than two other loans |
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You must be working with your present employer for more than six (6) months |
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You must be living at the same address for a minimum of six (6) months |
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You must have an active bank account with at least seven (7) transactions and no more than two (2) NSF charges on your bank statement in the last thirty (30) days. |
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You must not have any garnishes against your salary (some exceptions) |
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Unfortunately, we do not lend to applicants who are self-employed, seasonally or otherwise temporarily employed, paid by commission, receiving CSST, on social assistance, worker's compensation or disability benefits. (Some exceptions apply)
Regardless of the above requirements, the final decision on all applications is subject to the sole discretion of Dubord Brokers.
If you meet these requirements, you will be asked to verify your application using one of the following options: |
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Option 1: Online - No Faxing required
If you are paid by direct deposit and you have online banking setup with your bank, you can verify your application online using our Bank Statement Capture Tool. No other broker makes opening an account this easy!
Link to free screen capture software: http://www.techsmith.com/download/jing/
Option 2: By Fax
If you don't meet the requirements of Option 1, then you can still verify your account by faxing us the following items: |
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Your most recent pay-stub |
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A bank statement, (from the account that your pay is directly deposited into) showing your last sixty (60) days of banking transactions |
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A void personalized cheque OR pre-authorized payment form from the bank account that your pay is directly deposited into |
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Two (2) pieces of photo identification (i.e. drivers license, medicare card, etc) |
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Your social insurance card |
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A recent utility bill in your name with your current address listed on it |
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How do I apply?
You can submit your application online (click here to apply online) or over the phone at 1-877-701-7677. How much money can I borrow?
We extend loans of between $300 and $3000. The maximum you can borrow is calculated based on your net income and other employment information. If you qualify for more than this amount, you can inquire about borrowing additional funds once you have successfully repaid your first loan.
How fast can I get my money?
Option 1: E-Mail Money Transfer
You can have your loan in your bank account within 30 minutes of being approved. No other Broker can deliver your loan this quickly!
To qualify for E-Mail Money Transfer, you will need an e-mail address and a bank account with online banking set up from one of the following banks:
TD Canada Trust
Bank of Montreal
CIBC
RBC Royal Bank
Scotia bank
Option 2: Direct Deposit
If you don't meet the requirements for E-Mail Money Transfer, then we will issue your funds directly into your bank account via Direct Deposit.
If your Dubord account is opened by 10:00am Eastern Standard Time, we can often have your loan in your bank account that same day, depending on which bank you deal with. If you miss this cut-off time, your loan will be in your bank account the next business day
5. What if I have more questions?
If you have more questions you can e-mail them to us at serviceclientele@dubordcourtiers.com or call us at 1-877-701-7677. |
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Dubord Brokers offers a variety of loans and mortgage options for businesses that require making capital purchases.
The following list of products and services are available and are subject to Dubord Brokers credit approval. |
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Fixed interest rates are available for 1, 2, 3, 4, 5, 7 and 10 year terms. |
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You may renew up to 75 days prior to the renewal date. |
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You may lock your rate in for up to 45 days before the drawdown date. |
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An amortization period of up to 25 years is available. |
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Blended monthly payments will be fixed for the term selected. |
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Maximum loan value is 65% of appraisal value |
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Competitive low interest rates. |
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These mortgages are available for: |
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Multi-unit residential (5 or more rental units) |
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Schools and places of worship |
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Retail plazas, strip malls and shopping centers |
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Recreational real estate |
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Office buildings and medical centers |
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Car washes and restaurants |
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Social clubs and banquet halls |
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Industrial buildings |
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Properties that require stabilization (currently vacant or being retrofitted) |
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Canada Small Business Financing Act (CSBFA)
A source of up to $250,000 for small businesses in Canada. The total amount to a borrower may not exceed $250,000, and only businesses with less than $5 million in annual revenue qualify. The CSBFA provides for a sharing of losses, if any, between the Lender and the Federal Government. |
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Marketing Solutions |
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Our goal is to help our customers to get the most adequate solution for their needs.
Therefore we provide marketing service that allows other brokers respond to the needs of the mortgage seekers too.
We understand that each client has his own unique requirements and conditions.
Sometimes geographical factor or a type of property our mortgage applicants seek to get a loan for would match another brokers' expertise better.
That's why we also help both loan seekers and other brokers to establish mutually beneficial relations.
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Dubord Brokers specializes in hard to place loans, unsecured personal loans, business loans, consolidate debts or for a 1st, 2nd, 3rd home, commercial or marine mortgages including credit line for Montreal, Quebec, Canada. |
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Copyright © Dubord Courtiers
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